Fixed-Payment Medical and Supplemental Coverage

Providing flexible benefit solutions and cost advantages to groups across the nation.

In today’s health care environment, it’s more important than ever to offer valuable benefits that your employees need and that you can afford. We’ll help you create a benefits package to meet your group’s coverage and budget needs.


Select Benefits
Relevant, cost-effective, fixed-payment benefits for those who may not be eligible for major medical coverage, or to enhance existing coverage. May be offered on a voluntary or employer-paid basis.

Gap plans
Customized fixed-payment medical insurance to work with any high-deductible health plan, whether self-funded or fully insured.

A package of accident, critical illness and fixed-payment inpatient hospital coverage to help insureds with unexpected medical costs.

A package of fixed-payment medical insurance combined with Aiiconn administration of a self-funded minimum essential coverage plan.



  • Flexible plan designs put you in control of your group's coverage.
  • First-dollar benefits that are not subject to deductibles or co-pays. 
  • Guaranteed issue–no medical underwriting is required if employees enroll within 31 days of the date they become eligible for coverage. 
  • No coordination of benefits or required networks.
  • All billing and claims administration managed by our in-house team.

For information on participation requirements, rate options and monthly/hourly billing options, download the
product guide.


Fixed-payment medical insurance policies are designed to provide benefits at a preselected, fixed dollar amount. They are not a replacement for a major medical policy or other comprehensive coverage and do not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions. Select Benefits policies are insured by Aiiconn Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, and are not available in all U.S. states or any U.S. territory. Aiiconn Life Insurance Company provides administrative services only for self-funded minimum essential coverage (MEC) plans.


Ask your benefits broker about Aiiconn solutions. Or give us a call at 1-800-426-7784.